Our retirement checks go straight to our bank. That's good, because no one can steal them from our mailbox. Then we use our bank's debit card for all our normal purchases, like food.
Now I read that if things keep going the way they are, retail outlets may not allow debit or credit cards to be used in their stores, because many of our banks - bleeding profusely from their self-inflicted wounds - may not be able to honor them.
Reading between the lines forces one to realize that personal check's won't be worth a damn either.
That leaves the bank's ATM machines, where we normally can withdraw cash.... by using our debit card. Whooops.... the bank has stopped honoring debit cards?
What then?
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